Sometimes saving money takes money, much like the popular phrase “it takes money to make money.”

The wealthy know this very well, as they let money work for them instead of working for it. Once you have developed this mentality, building a hefty savings account is not far away.

A common college finance problem explains the impact time can have on savings: Read more

Did you know that a good benefits package can add as much as 30 percent to your overall compensation?

Employee benefits typically refers to retirement plans, health life insurance, life insurance, disability insurance, vacation, employee stock ownership plans, etc. Benefits are increasingly expensive for businesses to provide to employees, so the range and options of benefits are changing rapidly to include, for example, flexible benefit plans. Read more

Can creativity be taught? That’s a question without a simple yes or no answer. Creativity may not be able to be taught directly, but what you can get better at is frequently aligning the circumstances of life which foster the greatest chances for true creative expression. Creativity is not like a lightning strike, but more like something which manifests itself inside those who learn to foster it and create the right conditions for it to prosper. Read more

Throughout life you are sure to face some major expenses, while some are unexpected, others such as a move, home, car, or wedding can be prepared for with some advanced planning. You should avoid credit cards for these purchases at all costs, even if you think you are getting a “good deal,” it will come back to haunt you in the future. Read more

When developing a budget there should always be a line item for savings. We all know savings is important for not only emergencies, but also for cars, homes, retirement and other hopes and dreams.

But how much should you really save? A great baseline for saving is the 70:20:10 rule. This rule is great because it can apply to any saver, at any income level. It is also a great concept because it accounts for not only long-term saving, but the short term as well. Read more

How can new students look forward to their education when they are not even sure that they will be able to foot the bill?

There are three things to think about when assessing the decisions that center on choosing the right college path: Read more

So you’re almost finished with your degree and it’s time to start getting serious – time to find that paid internship or full-time job. Problem is, there is more to acquiring a job than making the choice to pursue it. Read more

As most young graduates are beginning to learn, it takes more than an undergraduate degree to be making the big bucks. As students graduate, leave school, and embark on a life of their own without the security of their parents or low-interest rate school loans, they are bombarded with the reality of paying off student debt, as well as their own necessities, rent, and utilities. Read more